Dental discount plans have several advantages over dental insurance plans. Here’s why its a good idea to consider a discount program over an insurance policy:
They are Affordable
Dental discount allow to to take advantage of discounts that the dental company has pre-negotiated with the dentist. There is typically a large network of dentists you can see, and discounts can range from 10% to 60% depending on the services you have done. There are no insurance payments made to your dentists. They simply allow you to take advantage of lower dentist fees. This is the main reason dental plans are so inexpensive.
They Provide Excellent Protection
Even though these aren’t insurance plans, they still provide excellent protection in case you need dental work done throughout the year. It’s true that they aren’t as advantageous as insurance plans, when it comes to getting dental work done. This is why dental discount plans work so well for people that don’t need dental work very often. They offer catastrophic protection at a very affordable price.
They are Easy for You, and the Dentist
To use a dental discount plan, all you have to do is find a dentist on the network, make an appointment, and show your card at your visit. You simply pay the discounted fees for the service or services you had done and that’s it. You don’t have to wait weeks for claims to be filed to find out how much you owe. Discount plans truly simplify the process for everyone.